Insure With ETH/USDT
Our DeFi protocol offers investors a second option to insure their trades against risks in the form of paying a direct premium (which goes towards the insurance fund) in ETH or USDT, with more chains added later
Insurance Premium Structure
The insurance premium is determined by our risk assessment engine which gives a risk rating system (1-100), where a higher score means lower risk.
Risk Rating
Premium Fee
Risk Level
91 – 100
4%
Very Low Risk
81 – 90
6%
Low Risk
71 – 80
8%
Moderate Risk
61 – 70
10%
Slightly High Risk
51 – 60
12%
High Risk
31 – 50
20%
Very High Risk
1 – 30
30%
Extremely High Risk
Example:
If a user wants to insure $1,000 in a project with a 75 rating, they pay an 8% premium ($80).
If the project then rugs or scams, they are reimbursed the original $1,000 via our Dapp.
Risk Assessment Methodology (Automated Engine)
The initial version of the DApp will manually list projects, but once we cruch the numbers we need and get a better understanding on how many insurance policies are paid out VS insurance policies taken out, future versions will use an automated risk engine based on:
1. On-Chain Metrics
Liquidity Pool Health (lock duration, concentration)
Token Locks (vesting schedules, team holdings)
Transaction Volume & Anomalies (unusual large dumps)
2. Audit Integration
Audits from reputable firms increase safety scores.
Unaudited projects could receive higher risk ratings.
3. Social Sentiment Analysis
Aggregates data from Twitter, Telegram, CoinGecko to detect:
Scam accusations
Community trust levels
Team reputation (known vs. anonymous)
4. Team & Project Transparency
Doxxed teams → Lower risk
Anonymous teams → Higher risk
Roadmap for automated engine
Phase 1: Manual Listing
Team manually vets and lists projects.
Basic risk scoring based on audits and liquidity checks.
Phase 2: Automated Risk Engine
AI-driven risk assessment using on-chain + social data.
Dynamic premium adjustments based on real-time threats.
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