Claims DAO

When a user submits a claim, the Guardian AI Protocol ensured that the process is handled transparently, fairly and without bias. Unlike tradtional insurance systems where centralized authorities decide payouts, Guardian AI leverages DAO governance to validate scam events and authorize claims.

Step- by-Step Claims Process:

  1. Claim Submission

  • A user who believes they've been affected by a rug pull, honeypot or token dump can submit a claim directly through the Guardian AI Dapp.

  • The claim requires proof of loss (transaction data, wallet activity, and insured project selection).

  1. Automated Pre-Check

  • Before Dao involvement, the system automatically checks for clear red flags:

    • Sudden Liquidity Removal (50%+).

    • Unusually High Sell Taxes (50%+).

    • Team Token Dump (20% of supply).

    • If the criteria is met, the claim is passed to the DAO for community verification.

  1. DAO Voting

  • Guardian AI token holders (GUARD) participate in a decentralized vote.

  • Each claim is presented with on-chain evidence, audit reports and automated alerts so voters can make informed decisions.

  • The DAO votes YES (scam confirmed) or NO (claim rejected).

  • A majority threshold is required to prevent manipulation.

  1. Claim Resolution

  • If approved: The claim is AUTOMATICALLY VALIDATED, and payouts are executed from the Guardian Ai insurance fund.

  • If rejected: The claim is closed, but users retain the right to resubmit with additional proof or appeal in future governance cycles.

  1. Automatic Payouts

  • Once a claim is approved, the Dapp triggers smart contract-based payouts directly to the claimants wallet.

  • No manual intervention is required, ensuring speed, transparency and fairness.

Benefits of DAO Claim System over Centralized Claim System

  • Transparency: All votes, evidence and decisions are publicly recorded on-chain.

  • Community Governance: Token holders collectively decide outcomes, removing centralized control.

  • Fairness: No single party can unilaterally approve or deny claims.

  • Efficiency: Automation Ensures payouts happen in minutes, not weeks.

  • Scam Deterrence: Knowing that a DAO monitors and enforces accountability discourages malicious actors.

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